“The most powerful force in the universe is compound interest.” 

Compounding isn’t where your money starts working for you. It’s snowball effect in finance – as your investment earns returns, those returns begin to earn returns of their own. Over time, this creates exponential growth, turning even small, consistent contributions into significant wealth. the earlier you start, the more powerful compounding becomes. It’s not just about how much you invest – it’s about how long you let it grow.